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Freddie Mac: Households, Businesses Should Take Advantage of Positive Housing Opportunities While They Last

first_img Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Freddie Mac: Households, Businesses Should Take Advantage of Positive Housing Opportunities While They Last The Week Ahead: Nearing the Forbearance Exit 2 days ago  Print This Post Freddie Mac cited a number of positive opportunities for housing to start 2015, but households and businesses should take advantage of them because those opportunities may be limited, according to the GSE’s January 2015 U.S. Economic and Housing Market Outlook released on Tuesday.Among the positive tailwinds for housing to start the year are the refinancing opportunities available. Among conventional 30-year fixed mortgage agency mortgage-backed securities (MBS), $361 billion had a 4.5 percent coupon and another $479 billion had a coupon higher than 4.5 percent. Many of those MBS had a rate higher than 5 percent, giving borrowers a strong incentive to refinance at the current 30-year fixed annual rates, which averaged a below-expected 4.17 percent in Freddie Mac’s latest Primary Mortgage Market Survey.The most important positive tailwind for housing, however, is job growth. Payrolls increased by an average of 246,000 per month in 2014 compared to just 194,000 per month in 2013, according to the Bureau of Labor Statistics. The unemployment rate fell by the course of 1.1 percentage points during the course of 2014 down to its latest reported rate of 5.6 percent for December, the lowest level it has been in six and a half years. The drop in unemployment rate over 2014 reduced the amount of unemployed persons in the United States by 1.7 million, according to BLS.It was not such a positive year for wage growth, however, as wages increased by only 1.7 percent, barely keeping up with inflation, according to BLS. However, the latest Conference Board Consumer Confidence Index in December reported the highest level of consumer confidence since February 2008. Lower gas prices have also given American consumers anywhere from a $125 to $200 billion stimulus, according to economists’ estimates.”On balance there are a lot of positive opportunities in the U.S. economy at the start of the year, and the real question is whether or not households and businesses will be able to seize these opportunities and make the most of them,” said Frank Nothaft, Freddie Mac VP and chief economist. “The reprieve in interest rates and drop in gas prices should help to spur economic growth. Until rates start to rise later in the year, housing markets should respond positively and we anticipate increases in home sales and continued improvement in construction activity. With rates lower at the beginning of the year, we’ll see higher than expected refinance volumes as well.”The report stated that households and businesses should take advantage of these positive opportunities now, because they may not last. Unexpected weakness in the global economy and uncertainty in foreign markets has resulted in a flight to the relative safety of the U.S. Treasury, which in turn has resulted in lower mortgage interest rates and gas prices as well as a drop in inflation domestically.”Over time the global economy should stabilize and many of these trends may reverse themselves,” Nothaft wrote in the report. “In addition, domestic economic policy, particularly by the Federal Reserve, has the potential to affect interest rates. We expect to see the relatively low interest rates of the past few weeks persist for the first two quarters of the year, but then start to move higher in the second half.”The refinance share has been adjusted higher by 9 percent due to lower-than-expected mortgage rates, according to Freddie Mac. Much of the increase in refinance share can be attributed to the spike in refi activity.”The economy has a great opportunity to expand in 2015,” Nothaft wrote. “The reprieve in interest rates and drop in gas prices should help to spur economic growth. Until rates start to rise later in the year, housing markets should respond positively and we anticipate increases in home sales and continued improvement in construction activity. With rates lower at the beginning of the year, we’ll see higher than expected refinance volume, but expect refinance volume to drop quickly as rates rise.” Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. About Author: Brian Honea Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago January 20, 2015 1,383 Views center_img Previous: Four Banks Reach $2.7 Million Settlement With Massachusetts AG Over Foreclosure Violations Next: Gap Widens Between Non-Foreclosure Solutions and Foreclosure Sales Employment Freddie Mac Housing and Economic Outlook Housing Market U.S. Economy 2015-01-20 Brian Honea Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Employment Freddie Mac Housing and Economic Outlook Housing Market U.S. Economy Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribe in Daily Dose, Featured, Market Studies, News Freddie Mac: Households, Businesses Should Take Advantage of Positive Housing Opportunities While They Lastlast_img read more

Putting health in context

first_imgOn his office wall, Dwayne Proctor has a map of the Metro system in his hometown of Washington, D.C. His version of the map shows life expectancy around each subway stop — where you get off as a measure of how long you’ll live.“If you live in the inner loop of the Beltway, then chances are your life expectancy is lower than if you live in one of the outer loops going out toward Maryland or Virginia,” said Proctor, a panelist at a March 3 forum at the Harvard T.H. Chan School of Public Health.Proctor directs a portfolio of initiatives at the Robert Wood Johnson Foundation aimed at eliminating disparities in health care. “It’s very, very clear that nonmedical social and economic disparities drive health outcomes,” he said.“If a child is growing up in an environment that has high stress [or] high trauma, she is more likely to have illnesses in her adult life,” Proctor said. If her neighborhood lacks access to quality health care, or supportive schools, or healthy food, or quality housing, or a clean environment, he said, she is more likely to face health complications later on.“When I look at that map on my wall I don’t see just the subway stops,” he said. “I see this little girl.”Proctor and fellow panelists at the “What Shapes Health” forum examined some of the factors — from childhood experiences and housing conditions to poor diet and access to health care — that make certain people likelier to end up sick than others.Presented in collaboration with the Robert Wood Johnson Foundation and National Public Radio as part of the Policy Controversies series at the Harvard Chan School, the forum coincided with the release of a poll that found more than six in 10 people in the United States concerned about their future health.Nearly four in 10 of those surveyed reported having had one or more negative childhood experiences that they believed had a harmful impact on their adult health.“When the public thinks about the causes of ill health, it’s not just about germs,” said Robert Blendon, the Richard L. Menschel Professor of Public Health and professor of health policy and political analysis at the Harvard Chan School. “They also see access to medical care, personal behavior, stress, and pollution as affecting health.”Poll respondents saw the top five potential contributing factors to ill health as lack of access to high-quality care (42 percent); personal behavior (40 percent); viruses or bacteria (40 percent); high stress (37 percent); and exposure to air, water, or chemical pollution (35 percent).The rankings diverged among ethnic groups. African-Americans (56 percent) were more likely than whites (41 percent) to perceive lack of access to high-quality medical care as an extremely important cause of individual health problems. African-Americans also were likelier than whites to cite income (45 percent to 23 percent) and insufficient education (41 percent to 26 percent) as potential factors in ill health. Hispanics were more likely than non-Hispanic whites (46 percent to 31 percent) to say bad working conditions were extremely important.Low-income respondents (with annual household incomes of less than $25,000) were likelier than high-income people ($75,000 a year or more) to regard poor neighborhoods and housing conditions (40 percent to 27 percent) and bad working conditions (40 percent to 26 percent) as extremely important.Each panelist was asked by moderator Joe Neel, senior health editor at NPR News, to share a policy takeaway from the poll.“My sense is families do everything they can to take care of their children and each other and we constantly make that really hard,” said Lisa Berkman, professor of public policy and epidemiology at the Harvard Chan School. “The way that we could make that easier is to think about labor policies: living wages, sick days, family leave flexibility.”Rebecca Onie, co-founder and CEO of Health Leads, which connects low-income patients with nonmedical resources such as food and heating assistance, said: “For far too long we’ve allowed the health care system to operate in kind of a ‘data-free zone’ with respect to patient social needs.”Too often physicians “have no idea” whether “a patient is running out of food at the end of the month [or] can’t pay their heating bill or is living doubled or tripled up with another family,” Onie said. She recommended health care institutions be required to collect information about patients’ social needs, the better to engage and address them.Proctor said the findings made clear that people connect experiences in childhood with health in adulthood. “We really need to make certain we can find ways to improve the social and emotional well-being of children in this country.”The challenge is “getting people who don’t confront these issues every day to focus on them,” said Blendon. He suggested a national shift to themes that resonate universally, namely work and the welfare of children. “You have to have things people relate to,” he said.He cited efforts in Tennessee to address so-called “food deserts” — low-income neighborhoods in Nashville without grocery stores or ready access to healthy food — through such innovations as “mobile markets.” These efforts have taken hold because the wider public outside the food deserts agrees that access to healthy food is “incredibly important,” Blendon said.Workplace issues strike a similar chord. “The issue of work structure affects every family in America today,” he said. “The minute I take that as an issue, I can have people in suburban Topeka, Kansas, shaking their heads about how we have to do this.“To reach people we have to structure the issue in a way that people who don’t live with these problems every day can get in the middle of them,” Blendon said. “To me, kids and work cross a lot of boundaries. The poll could look a lot different if we focused on some of these issues in the future.”The panel discussion was streamed to the Web and is available for viewing here.last_img read more

The Latest: Bengals QB Dalton and wife donate to local fund

first_img April 20, 2020 Among the organizations receiving help are United Way Worldwide, the New Jersey Pandemic Relief Fund, RWJBarnabas Health, Jewish Federations of North America, New York-Presbyterian Hospital, Albert Einstein College of Medicine, University of Minnesota Masonic Children’s Hospital, Second Harvest Heartland, Minnesota Disaster Recovery Fund for Coronavirus and Vikings.1rmg.com.“We are focused on trying to provide as many resources as possible to meet their needs and assist some of the most vulnerable populations during this unprecedented time,” Vikings owner/chairman Zygi Wilf said.The family made an initial donation of $500,000 last month.United Way Worldwide is one of six national charitable organizations recommended by the NFL as part of its Draft-A-Thon fundraising campaign tied to this week’s NFL draft.___ Manchester City striker Sergio Aguero has been using some of his spare time in lockdown to teach British kids how to speak Spanish.The Argentina international has been signed up by the BBC as part of its home-schooling initiative while educational establishments are closed during the coronavirus pandemic.Aguero is teaching kids how to count in Spanish. His lessons became available on a day kids in Britain would have usually returned to school after the Easter holidays.Aguero says “it’s a tough time for children at the moment, and also for parents trying to keep them focused on their education from home.”Aguero hasn’t played a competitive match since March 8 because soccer is shut down in England and across most of the world during the outbreak. Associated Press De Blasio announced Monday that parades and city-permitted events had been canceled through June because of the novel coronavirus but said progress in fighting the pandemic will determine what is allowed after that.“For all of us sports fans, we’re asking this question, can our leagues come back in 2020, at all? I think this is an area where we don’t know yet,” he said during a news conference. “I’m taking what I think is a cautious, steady approach to how we reopen New York City. And we have to always plan on the worst-case scenarios. We have to protect ourselves. But there’s also better-case scenarios that could come along and could get proven that might open up possibilities for later on, late in the summer, going into the fall. There may be opportunities.”___The family that owns the Minnesota Vikings has increased its donations to COVID-19-related causes to more than $5 million.New York and New Jersey residents Zygi, Mark and Lenny Wilf announced Monday that the bulk of the money has been earmarked to support health care workers, the elderly, food banks, social service organizations and Jewish philanthropic causes in New York, New Jersey, Minnesota and Israel. Dalton, who has one year left on his contract with Cincinnati, told medical professionals in a video that “it’s a true honor for us to help support you all in this fight” by contributing to the University of Cincinnati Health Crisis Response Fund.Dr. Richard P. Lofgren, the president and CEO of UC Health, said the Daltons’ support “lets these health care heroes know that the community is behind them.”— Joe Kay reporting in Cincinnati___Purdue says the father of freshman men’s basketball player Brandon Newman has died of complications from the coronavirus. Arsenal says the reduction in annual earnings by the players and coaches will take effect next month.The club says in a statement that “if we meet specific targets in the seasons ahead, primarily linked to success on the pitch, the club will repay agreed amounts. We will be able to make those repayments as hitting these targets, which the players can directly influence, will mean our financial position will be stronger.”Arsenal has 10 games remaining and is eight points from fourth place with a game in hand on Chelsea as it chases Champions League qualification.___The NFL and the Players Coalition are donating more than $3 million to seven areas significantly affected by the new coronavirus. Bremen senator Anja Stahmann chaired the call. She says resumption would require “the strictest hygienic and medical conditions.”The last top-level soccer game in Germany was played on March 11 but clubs have been pushing to resume the season in empty stadiums.Clubs are facing financial shortfalls without revenue from broadcast deals and sponsors.___New York City Mayor Bill de Blasio says there is a chance for large public gatherings later in the summer, which could lead to games at Yankee Stadium and the Mets’ Citi Field. The Spanish government says it has reached a deal with the country’s soccer league and federation for teams to return to practice.The government has not provided a timetable or given any other detail about when practice would resume. It says it will depend on the evolution of the coronavirus pandemic and on decisions by health authorities.The government says strict protocols will have to be followed when teams begin training again. The Spanish league and the federation have created health protocols for the return to training.The league says the competition is not expected to resume until the end of May at the earliest and games will be in empty stadiums at first.Government officials and the presidents of the league and the federation met for nearly eight hours this weekend. The government says the league and the federation have agreed to use part of the money from soccer television rights to help other sports in Spain. It says they will also create a contingency fund of 10 million euros ($10.8 million) to aid more vulnerable athletes.___Contingency planning for the men’s Twenty20 World Cup will be among the topics for discussion when the heads of the top cricketing nations hold a specially convened meeting this week about the impact of the coronavirus pandemic on the sport.The chief executives of the International Cricket Council’s 12 full members and three associate representatives also will discuss the rescheduling of series, the program of future tours and the key factors behind the resumption of international cricket on Thursday’s conference call.The T20 World Cup is scheduled for Oct. 18-Nov. 15 in Australia. It is cricket’s biggest global tournament this year and hasn’t yet been called off. The Latest: Bengals QB Dalton and wife donate to local fund He adds that “there will be no use by sportspeople of testing capacity which would be missed elsewhere.”No top league games have been played since March 11.The German league has been more bullish than other major European competitions about the chances of resuming in May or June with widespread coronavirus tests for players. That push is partly driven by fears that several clubs face financial collapse without TV and sponsorship money.German state and local officials could potentially veto games in their areas. Keller says unified rules for soccer around the country would help clubs “quickly and without bureaucracy.”___ The Professional Fighters League has canceled its upcoming season because of the coronavirus pandemic and plans to resume in spring 2021.The mixed martial arts promotion was expected to begin competition in May. The competition format includes a regular season, a postseason and a championship event, making it unique in MMA. Last year, the promotion staged six regular-season events, three playoff events and a championship event on New Year’s Eve.CEO Peter Murray says the PFL will pay its fighters a monthly cash stipend to help support them and their families throughout 2020.The 2021 season will be distributed on ESPN platforms in the U.S. and to 160 countries by the league’s international media partners. The PFL said it will produce new programming across ESPN and PFL platforms for the rest of this year.___ Share This StoryFacebookTwitteremailPrintLinkedinRedditThe Latest on the effects of the coronavirus outbreak on sports around the world:___Bengals quarterback Andy Dalton and his wife, J.J., have donated $150,000 to a local fund providing personal protective equipment for health care workers along with lab supplies to expand testing amid the coronavirus pandemic. As part of the league’s Inspire Change program, a donation of $3.05 million will be sent to health systems, individual hospitals, and nonprofit organizations in Atlanta, Baltimore, Chicago, Detroit, Washington, and impacted regions of Florida and Louisiana.“We know that during this difficult time, our minority and low-income communities are struggling disproportionately with the impact of COVID-19,” said Players Coalition co-founder and former NFL star Anquan Boldin. “Communities in Detroit, Chicago, Baltimore and more are getting hit hard right now, and we want to do our part in ensuring these areas have even the basic needs. We are glad we can partner with the NFL to support the organizations who are on the ground providing for these families.”___Syracuse men’s basketball coach Jim Boeheim and football coach Dino Babers are taking voluntary pay cuts to help the university cope with the drain of financial resources due to the new coronavirus pandemic.Also taking the voluntary 10% pay cuts are women’s basketball coach Quentin Hillsman, men’s lacrosse coach John Desko, and women’s lacrosse coach Gary Gait. Syracuse Chancellor Kent Syverud announced the austerity moves in a letter Monday morning to students and faculty. He said the university has been hit with more than $35 million in unplanned expenses and unrealized revenue.All new capital projects also have been placed on hold, except for the renovation of the Carrier Dome. The $118 million project includes a new permanent roof for the home of the school’s football, basketball, and lacrosse teams.___Regional government officials in Germany have discussed sports and the coronavirus pandemic on a conference call and say soccer could resume in mid-May.A summary published by the city of Bremen says “continuing play in the soccer Bundesliga … is considered justifiable from the middle or end of May as per the current state of discussions.” ICC chief executive Manu Sawhney says the organization is continuing to “take advice from experts and authorities” about the T20 tournament.Sawhney says there is a need to “share knowledge and … build a deep understanding of what it will take to resume international cricket.”___The president of the German soccer federation says resuming league play will not mean taking resources away from healthcare workers amid the coronavirus pandemic.Fritz Keller writes in Kicker magazine “we guarantee that resuming play … will not cause a burden for the healthcare system.” Chicago police say 59-year-old Officer Ronald Newman died early Friday. He was a decorated officer, with 137 awards in his 19 years on the force. Newman spent the bulk of his career in the department’s 4th District on the city’s South Side.In a statement, Purdue said athletic department officials were “deeply saddened” by the death and have reached out to the Newman family.___Arsenal manager Mikel Arteta, his coaches and players have agreed to a 12.5% pay cut for the next year to help the club deal with the financial impact of the coronavirus.No games have been played in the Premier League for six weeks and the competition is not likely to resume until at least June due to the national lockdown and social distancing. ___More AP sports: https://apnews.com/apf-sports and https://twitter.com/AP_Sports,Tampa Bay Lightning advance to face Dallas Stars in Stanley Cup finals, beating New York Islanders 2-1 in OT in Game 6last_img read more

CANCER CAMPAIGNER CRITICISES RELAY FOR LIFE CANCER CASH LEAVING DONEGAL

first_imgOne of Donegal’s leading cancer campaigners has criticised the fact that all money raised during Relay for Life will be spent outside Donegal.Cancer campaigner Betty HolmesChairman of Relay for Life Robert O’Connor admitted to Donegal Daily last week that more than €200,000 raised at the event held at LYIT will go to cancer research on a national level.Last year a large percentage of the money raised was guaranteed to be spent on local cancer projects. But now cancer campaigner Betty Holmes has said that some of the cash raised should go towards local cancer projects.“I had strong views on this last year and some folk thought I was “stirring” about my concerns about what the Irish Cancer Relay For Life fundraising would fund in the long term.“The biggest part of money raised in Donegal should be invested in the needs of Donegal cancer patients as close to home as possible.“Research is also vital but there has to be a balance and local daily needs of cancer patients must come far if not top of the list,” she said. She added that Donegal Relay for Life team and everyone involved have did great work and made us all proud to be part of it.But at national level this should make people more aware of the impact cancer has had on Donegal people & their families over many years, she added.“For one thing with the new Daffodil Centre at Letterkenny Hospital coming on board it would have made good economic sense to ensure that money was made available/ ringfenced to pay for the running of the service over the next two/ three years to it is well established.“I hope it won’t be that pressure is put on Donegal people to come up with the funds to keep it going next year now that it is on it’s way. Great work for cancer services is happening with many different folk over many years in Donegal and this ongoing work is very important for the future and shouldn’t get lost either,” she said. CANCER CAMPAIGNER CRITICISES RELAY FOR LIFE CANCER CASH LEAVING DONEGAL was last modified: June 3rd, 2013 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:Betty HolmesRelay for LifeRobert O’Connorlast_img read more

DTN Retail Fertilizer Trends

first_imgShare Facebook Twitter Google + LinkedIn Pinterest By Russ QuinnDTN Staff ReporterOMAHA (DTN) — Retail fertilizer prices continue to be mostly higher, according to prices tracked by DTN for the third week of May 2018. Like off and on in recent weeks, there are some possible signs that fertilizer prices may be weakening. Five of the eight major fertilizer were once again higher in price compared to last month, although none were up a considerable amount. MAP had an average price of $504/ton, potash $354/ton, 10-34-0 $439/ton and UAN28 $241/ton. Three fertilizers were slightly lower in price compared to the previous month. DAP had an average price of $483/ton, urea $364/ton and UAN32 $276/ton. On a price per pound of nitrogen basis, the average urea price was at $0.40/lb.N, anhydrous $0.31/lb.N, UAN28 $0.43/lb.N and UAN32 $0.43/lb.N. With a majority of spring planted crop already in the ground — 92% of the corn nationally, and 77% of soybeans, as of May 27, according to the most recent USDA weekly Crop Progress report — a logical assumption might be fertilizer prices would drop in prices because of less demand. While this could still happen, most fertilizers do not appear set to decline in price anytime soon. Mark Rohrich, who operates Maverick Ag, a full-service agronomy company, and farms near Ashley, North Dakota, told DTN he hasn’t heard much about what possible direction fertilizer prices could head in the future. Retailers and farmers in the Northern Plains are still busy seeding, he added. “I think that pressure has kept the (fertilizer) price there, as well as supply and logistics,” Rohrich told DTN. Keeping fertilizer moving out to fields has been a major challenge during the busy spring season in North Dakota. There has been reports of spot fertilizer outages in some part of the state, he said. Retailers have had a difficult time replacing tons on hand before it was sent out to the fields. In response, North Dakota Governor Doug Burgum signed an emergency executive order on May 10 granting a waiver of hours of service for drivers of commercial vehicles transporting fertilizers. State Agriculture Commissioner Doug Goehring requested the waiver to ensure that sufficient fertilizer resources for farmers and the waiver on fertilizer lasts through May 30, according to a press release from the office of the governor. “Electric Logging Device (ELD) definitely put a cramp on rush delivery,” he said. Six of the eight major fertilizers are now higher compared to last year, with prices pushing higher in recent months. Both 10-34-0 and anhydrous are now up 1%, potash is 4% higher, urea is 6% more expensive, MAP is 7% higher and DAP is 11% more expensive compared to last year. The remaining two fertilizers are lower in price compared to a year prior. UAN32 is 1% lower, while UAN28 is 3% less expensive. DTN collects roughly 1,700 retail fertilizer bids from 310 retailer locations weekly. Not all fertilizer prices change each week. Prices are subject to change at any time. DTN Pro Grains subscribers can find current retail fertilizer price in the DTN Fertilizer Index on the Fertilizer page under Farm Business. Retail fertilizer charts dating back to 2010 are available in the DTN fertilizer segment. The charts include cost of N/lb., DAP, MAP, potash, urea, 10-34-0, anhydrous, UAN28 and UAN32. DTN’s average of retail fertilizer prices from a month earlier ($ per ton):DRY Date Range DAP MAP POTASH UREA May 22-26 2017 436 471 340 343 Jun 19-23 2017 436 470 340 333 Jul 17-21 2017 435 464 339 309 Aug 14-18 2017 434 460 338 305 Sep 11-15 2017 431 456 336 310 Oct 9-13 2017 432 453 347 325 Nov 6-10 2017 434 459 341 338 Dec 4-8 2017 438 471 343 344 Jan 1-5 2018 452 490 345 350 Jan 29-Feb 2 2018 458 492 344 355 Feb 26-Mar 2 2018 461 497 346 361 Mar 26-30 2018 470 506 350 370 Apr 23-27 2018 485 504 353 367 May 21-25 2018 483 504 354 364 Liquid Date Range 10-34-0 ANHYD UAN28 UAN32 May 22-26 2017 436 503 249 280 Jun 19-23 2017 435 497 243 273 Jul 17-21 2017 425 425 229 265 Aug 14-18 2017 419 419 216 251 Sep 11-15 2017 416 412 210 248 Oct 9-13 2017 413 397 206 253 Nov 6-10 2017 403 409 216 272 Dec 4-8 2017 404 424 215 251 Jan 1-5 2018 409 474 219 256 Jan 29-Feb 2 2018 415 491 227 261 Feb 26-Mar 2 2018 416 496 233 279 Mar 26-30 2018 425 507 237 272 Apr 23-27 2018 431 507 241 277 May 21-25 2018 439 504 241 276 Russ Quinn can be reached at [email protected] Follow him on Twitter @RussQuinnDTN(ES/BAS)© Copyright 2018 DTN/The Progressive Farmer. All rights reserved.last_img read more

The Wearable Internet Will Blow Mobile Phones Away

first_img richard macmanus Tags:#Analysis#Features#Internet of Things#NYT#Trends#web Top Reasons to Go With Managed WordPress Hosting Why Tech Companies Need Simpler Terms of Servic… Earlier this year at the TED conference, Pattie Maes from the MIT Media Lab’s Fluid Interfaces Group showcased a wearable computing system that allows users to display and interact with the Web on any surface – including the human body. The video shows the system’s main developer, Pranav Mistry, taking photographs with his hand, summoning up Amazon review data onto the cover of a physical book, displaying information about a person he’s just met on their tee-shirt, and calling someone by inputting a phone number onto the palm of his hand. Look out mobile phones, because in a decade’s time wearable systems may be the primary means of accessing the Web!In the TED presentation, Maes refers to this system as a “sixth sense” – a sense that would give us seamless, easy access to information on the fly about situations and objects we come across. The current system, albeit relatively clunky, could be purchased for as little as $350. Essentially it is made up of a webcam, a battery-powered 3M projector, mirror, phone and colored finger caps. But in 10 years – according to Maes, the period of time when this type of system might be fully developed – it could be one device and as small as a watch. Or indeed maybe even a brain implant. We’ve blogged a fair amount about sensors this year, because they connect the real world up to the Internet. The wearables system relies a lot on them, for example the caps on Pranav’s fingers. Add that to the many other points of connection to the Web and it’s a powerful system; for example the book has a barcode that, in combination with the wearable device, will pull down data from Amazon.com via the Web.The Internet as Sixth SenseAs explained in a Wired article earlier this year (found via h+ Magazine), a lot of the information that “helps us understand and respond to the world” doesn’t come from the 5 senses humans are usually born with. It comes from computers and, increasingly, the Web. So the goal of this MIT wearable device is to “harness computers to feed us information in an organic fashion, like our existing senses.”We at ReadWriteWeb are very excited about next-generation Internet interfaces, such as augmented reality and so-called cross reality. These wearable devices strike me as being the most impressive future Web interface that I’ve seen in a while. Check out the video and see if you agree. A Web Developer’s New Best Friend is the AI Wai… Related Posts One example given in the TED presentation was looking at a book in a bookstore. Currently to get access to reviews information, a person would need to take out their cellphone, open up Amazon’s mobile website – or a relevant iPhone app perhaps – and search for that book. Whereas with the wearable internet device demoed at TED, the user simply wiggles his or her fingers and up pops the Amazon rating on the front cover (reviews data can be reached by opening up the book). You can see the power of this as a next generation Internet interface, as it removes several manual steps from the process of receiving relevant, contextual information about something or someone. This type of product will undoubtedly go well beyond what mobile phones are capable of now. As Maes put it, mobile phones currently don’t have easy access to all of the relevant information we need on a daily basis. A mobile phone still requires a user to change their behavior, she said. Plus the Web as we know it today is full of manual steps, such as visiting websites and searching for information. In 10 years time we’d hope that the Web of Data would be much better realized, for example product data easily viewed outside of its official website no matter what the context. 8 Best WordPress Hosting Solutions on the Marketlast_img read more

Sandals Royal Bahamian Serves Up Thanks to Firefighters

first_img Sandals inspires changes in Labour laws, Minister presents amendments Facebook Twitter Google+LinkedInPinterestWhatsAppBahamas, April 18, 2017 – Nassau – More than a dozen firefighters who battled the blaze, haze and smoke for more than a month in the wake of the March 5 fire at the Harrold Road dump got a special thank you from Sandals Royal Bahamian this week, lunch delivered by managers directly to the fire station along with words of appreciation.“We are extremely appreciative to the firefighters who were so courageous and worked so hard to keep people and homes safe,” said Sandals Public Relations Manager Lazar Charlton. “Coming here, being with you, bringing lunch is a small token of our appreciation. We wanted you to know that we care and we thank you for all you did.”  The boxed lunches courtesy of the award-winning resort’s kitchen in combination with the Sandals Foundation were served with handshakes, hugs and words of encouragement.The simple act of kindness touched the emotions of firefighters who gathered at the Cable Beach Fire Station for the April 11 lunch event.  “This has been the most challenging fire we have ever had to fight,” said Superintendent Walter Evans. “When you find a whole subdivision being threatened and when you appreciate that there were at least 60 structures that were directly in the path and we did not lose a single structure, that was an achievement. These men worked hard, they worked long hours but everyone was dedicated to the same principle – to save every home, every building. We did and we did it with limited resources.“So we are very grateful to Sandals which has always been a friend of the department. We are very grateful to you for this gesture showing that you noticed and you cared. Thank you, Sandals, and to all of you here today.”The fire, said Evans, is largely out, though he believes there may be pockets that will flare up again. Many residents are still cleaning their homes and dealing with the aftermath.#Sandalssaysthankstofirefighters#SandalsRoyalBahamian Facebook Twitter Google+LinkedInPinterestWhatsApp Related Items:#SandalsRoyalBahamian, #Sandalssaysthankstofirefighters Recommended for youlast_img read more

Haitian Migrants apprehended in Ragged Island

first_img Related Items: Facebook Twitter Google+LinkedInPinterestWhatsAppBahamas, July 15, 2017 – Nassau – Just over 60 Haitian migrants were apprehended in the southern Bahamas on Thursday morning during a joint exercise by the Royal Bahamas Defence Force and Immigration authorities.Shortly after 8:30 am, a Haitian sloop arrived offshore at Ragged Island. Defence Force and Immigration officials along with community members engaged in a joint exercise to take into custody the migrants, who were quickly located on the sparsely populated island. The undocumented migrants included 40 men, 10 women, and 14 children. The migrants will be transported to the Capital by a Defence Force patrol craft for further processing by immigration officials.This latest group of Haitian Nationals is the second apprehension within the past two weeks. On July 3rd, a total of 69 Haitian migrants were apprehended on the Great Bahama Bank by Her Majesty’s Bahamian Ship Lignum Vitae.The Royal Bahamas Defence Force remains committed to defending the territorial integrity of The Bahamas and keeping our borders secure.Press Release: BISPhoto Captions:Migrant Photo 1 shows: Haitian migrants being escorted shortly after their arrival at the Defence Force Base.Migrant Photo 2 shows: The Haitian migrants seated at the Defence Force Base after they were apprehended at Ragged Island on July 13, 2017.(RBDF Photos by Leading Mechanic Al Rahming) Facebook Twitter Google+LinkedInPinterestWhatsApplast_img read more

Wilmington Boosters Association Hands Out 31 Scholarships

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Game of Thrones season 8 episode 5 trailer teases next big battle

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