with clear regulation, bank depository has become a net loan platform operator compliance standard.
days ago, leading the love of money into the net loan platform announced that the love of money into and Huaxia Bank (Beijing branch) cooperation funds depository system officially launched. So far, the love of money into the "Interim Measures" business management information network lending agency issued after the first line of national joint-stock commercial bank funds depository system net loan institutions, to promote their own compliance and healthy development of the major step on the road.
Huaxia depository love money to enhance operational transparency
The Interim Measures for the business management information network lending agency
August 2016 "(hereinafter referred to as the" measures ") officially released, the isolation management of the" measures "clearly put forward the network lending information intermediary agencies shall adopt their own funds and lenders and borrowers of funds, banking financial institutions comply with the conditions of the lender and the borrower of funds depository institutions.
August 29, 2016, love money and Huaxia Bank (Beijing branch) signed the capital depository agreement, since then, the two sides on the capital management system to carry out the docking line debugging work.
The love of money into
in January 9, 2017, and Huaxia Bank (Beijing branch) cooperation funds depository system officially launched, the love of money into the "measures" after the release, the first line of national joint-stock commercial bank funds depository system net lending institutions. Through the depository system, love money into the user funds and platform funds to isolate the management, to create a protective barrier for the user funds.
embrace regulation of bank funds depository is the trend of
industry insiders believe that, at present, P2P net loan platform and bank depository cooperation thunder little rain, not really put into action". At the end of December 2016, P2P net loan platform only 3.12% complete and on-line direct bank deposit. From the on-line platform cooperative depository bank attributes, city commercial banks accounted for over 70%, significantly higher than the national joint-stock commercial banks, we can see some of the city firm for P2P net loan platform depository business a greater interest in the.
the source also said that the expected regulatory inhibition in the new year and will not relax, with the future of the industry norms, the depository of funds to commercial banks and depository is represent the general trend is not standardized, the platform will be eliminated in the regulatory reshuffle. Therefore, the P2P net loan platform to complete the record, for value-added telecommunications business license and the realization of bank funds depository and other compliance operations earlier, easier access to investor confidence, the more the first mover advantage.
The love of money into the
CEO Yang Fan said that the current net loan industry intensifies the Matthew effect, pay attention to the big platform compliance will be more favored by investors, is expected in the next three years, the entire industry will appear "the strong stronger, the weak out of the situation. The Huaxia Bank (Beijing branch) and love money into the cooperation of the funds on the line, so that the money into operation